1. Terms of use

1.1 The www.pendalgroup.com website (website or site) is owned and operated by Pendal Group Limited ABN 28 126 385 822. Pendal Group or Pendal refers to Pendal Group Limited and its subsidiaries, or whichever of them is relevant in the context.

1.2 This site contains general advice and information. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness.

1.3 Your access to this website is subject to these terms and conditions, the Pendal Group Privacy Policy, disclaimers and any other terms and conditions or other statements contained on this website. By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.

1.4 We may, at our sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use of, the website by you will constitute an acceptance of those modifications.

1.5 Pendal Group is not liable for any data transmission errors such as data loss or damage or alteration of any kind relating to the use of this site. Any confidential information you send to any member of the Pendal Group by email or a submitted form is sent at your own risk with the knowledge that a third party may intercept this information. No member of the Pendal Group represents or guarantees that this site, any site to which a link is provided or any email or other information submitted to it is secure.  


Access for persons from within Australia only

1.7 This website is only for the use of persons accessing it within Australia. The products and services described in this website are only available to persons accessing it within Australia.


Disclosure documents

1.9 Pendal currently offers products named on this website. The offers are contained in the relevant product disclosure statement (PDS) or other disclosure document. To invest, complete the online application form and review the relevant disclosure document, a copy of which can be obtained by accessing the document through the appropriate website link and printing it or telephoning 1300 346 821. Investors should consider the disclosure document (PDS, where appropriate) in deciding whether to acquire, or to continue to hold, the product.  


Important disclaimers

1.10 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and no member of the Pendal Group has verified the information, which may not be complete or accurate for your purposes. Pendal Group makes no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

1.11 No member of the Pendal Group nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website. This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act (Cth) and the Trade Practices Act (Cth).

1.12 You agree to use and link to this website at your own risk. Neither Pendal Group nor any company in the Pendal Group will be liable for any loss or damage from any cause (including negligence) to your system or website caused by or in connection with the use of or a link to this website. Any such loss or damage will be your responsibility.

1.13 If you leave this site via a link contained within this website, and view content that is not provided by Pendal Group, including content in relation to the issue or sale of a financial product, you do so at your own risk. The content to which you link will not have been produced, checked for accuracy, or otherwise reviewed by Pendal Group. Pendal Group is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or otherwise. Pendal Group does not make any guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party.


Market insights

1.14 The views expressed in any ‘market insights’ article are the author’s alone. They should not be otherwise attributed. These views are current as at the date of production and can change day to day. Members of the Pendal Group or their directors or employees may hold securities mentioned. This is general investment information and does not take into account your objectives, financial situation or needs. Before acting on the information or advice, you should consider the appropriateness of the information or advice in relation to your objectives, financial situation or needs.  

2. Copyright

2.1 Copyright in the information contained on this website is owned by Pendal Group. You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.