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Mainstream Online Web Portal
LoginInvestors can view their accounts online via a secure web portal. After registering, you can access your account balances, periodical statements, tax statements, transaction histories and distribution statements / details.
Advisers will also have access to view their clients’ accounts online via the secure web portal.
Introducing Regnan:
a leader in responsible investing
Regnan is a responsible investment pioneer with a long, proud heritage in providing advice and insights on environmental, social and governance issues. Regnan’s Credit Impact Trust is distributed in Australia by Pendal.
A defensive investment strategy that puts capital to work for positive change
A straight-forward first step into impact investing
Provides easy access to an institutional-grade impact investment fund that is highly liquid, diversified and scalable.
Transparent reporting brings to life the positive impact of your investments
Invests in green and social bonds that fund projects designed to bring measureable, positive change to people and the planet
A low-risk complement to your existing cash and fixed income investments
Targets financial returns of cash plus 1% to 3% per annum
What is Regnan Credit Impact Trust?
Pendal portfolio manager George Bishay outlines the Regnan Credit Impact Trust, a defensive investment strategy that puts capital to work for positive change.
Watch videoOur performance
We don’t invest in something just because it feels good. This is a high-quality, liquid portfolio that fits into your defensive allocation. Investments must satisfy Pendal’s well-regarded fixed income process. The fund aims to deliver a return of the cash rate plus 1-3% per year.
Find out more
Fund Performance p.a. since inception (after fees)
at
Source: Pendal. Past performance is not a reliable indicator of future performance. For performance of the fund over 1 and 2 years, please refer to the Fund Performance table below.
Benchmark (RBA Cash Rate) Performance p.a. since inception
at
Source: Pendal
Our impact
We focus on investments that advance the UN’s Sustainable Development Goals including:
- Improving access to food, water, shelter or healthcare
- Preserving climate stability, biodiversity or natural resources
- Advancing empowerment, resilience or innovation
increase in market use of green, social and sustainability bonds in 2019
– RIAA IR 2020 Benchmark Report
of professionally managed assets in Australia are now related to responsible investing
– RIAA IR 2020 Benchmark Report
Calculate estimated outcomes
The Regnan Credit Impact Trust invests in fixed interest securities (including green bonds, social bonds and sustainable bonds) that in addition to meeting the Fund’s financial risk and return requirements also aim to generate positive and measurable social and/or environmental outcomes.
Enter your investment amount and click “Calculate” to estimate what the outcomes associated with your investment in the Regnan Credit Impact Trust would have been during the year ended 31 December 2022.
See the positive outcomes associated with an investment from Jan 1, 2022 to Dec 31, 2022 below:
54,069
MWh/year renewable energy generated (equivalent to annual electricity use of 11,764 Australian households)
40,481
tCO2e GHG emissions avoided (equivalent to taking 17,799 cars off road per annum)
1,235,468
litres of water cleaned, recycled or treated per annum
210,125
passenger trips per annum on low carbon transport
15
hectares of forest restored (equivalent to 6 Melbourne Cricket Ground-sized stadiums)
517
small-scale farmers supported with improved agricultural technology*
60
social/affordable housing*
3,589
underprivileged students educated*
212
teachers trained in developing countries*
4,880
microfinance loans made to financially underserved entrepreneurs from developing countries*
1,521
loans made to female-owned micro, small and medium enterprises with little access to sources of financing*
9,191
people with access to Information & Communication technology in developing countries*
Calculating impact. This may take a minute...
The Regnan Credit Impact Trust (Fund) is managed by Pendal Fund Services Limited (PFSL). The aggregated estimated environmental and social outcomes shown above are based on data provided by the issuers of bond securities (Issuers) held by the Fund. That data relates to the estimated historical positive outcomes attributable to your proportion of those securities held by the Fund, based on the investment amount you have entered as a proportion of the Fund’s total investments as at 31 December 2022.
The estimate assumes your investment had remained in the Fund from 1 January to 31 December 2022, and that your investment proportion to the Fund’s total investment remains constant throughout the year. As either of these assumptions may not be factually correct, the actual outcomes may have varied significantly.
The information provided to us by the Issuers has not been verified by us and may be inaccurate or incomplete. The estimate is therefore indicative only and is provided for illustrative purposes and should not be relied on for the purpose of making investment decisions.
The outcome numbers are based on Issuers’ data from 1 January 2022 to 31 December 2022 and the Fund’s average daily investment value of $187 million over the period. Actual results may differ and subsequent changes in circumstances may occur at any time that impact the accuracy of the results.
This report is issued by Pendal Fund Services Limited (PFSL) ABN 13 161 249 332, AFSL No 431426 and the information contained within is current as at 31 December 2022. It is not to be published, or otherwise made available to any person other than the party to whom it is provided.
PFSL is the responsible entity and issuer of units in the Regnan Credit Impact Trust (Fund) ARSN 638 304 220. A product disclosure statement (PDS) is available for the Fund and can be obtained by calling 1300 346 821 or visiting www.pendalgroup.com. The Target Market Determination (TMD) for the Fund is available at www.pendalgroup.com/ddo. You should obtain and consider the PDS and TMD before deciding whether to acquire, continue to hold or dispose of units in the Fund. An investment in is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested.
Information in this report should not be taken as a guarantee, forecast or prediction of any future environmental and social outcomes generated by the Fund. The information is indicative only and should not be relied upon when making an investment decision or recommendation in relation to the Fund.
This report is for general information purposes only, should not be considered as a comprehensive statement on any matter and should not be relied upon as such. It has been prepared without taking into account any recipient’s personal objectives, financial situation or needs. Because of this, recipients should, before acting on this information, consider its appropriateness having regard to their or their clients’ individual objectives, financial situation and needs. This information is not to be regarded as a securities recommendation.
The information in this report may contain material provided by third parties, is given in good faith and has been derived from sources believed to be accurate as at its issue date. While such material is published with necessary permission, and while all reasonable care has been taken to ensure that the information in this report is complete and correct, to the maximum extent permitted by law neither PFSL nor any company in the Perpetual Group (Perpetual Limited ABN 86 000 431 827 and its subsidiaries) accepts any responsibility or liability for the accuracy or completeness of this information or for any loss or damage as a result of reliance on this information.
How are investments are mapped to
UN Sustainable Development Goals?
Here are some examples:
IFC Social Bond
Australian Catholic University
Sustainable Bond
IFC Social Bond
Australian Catholic University
Sustainable Bond
IFC Social Bond
IADB EYE Social Bond
IFC Social Bond
IBRD Green Bond
Aquasure Vic Desalination (matured)
NAB Climate Bond
Westpac Climate Bond
IBRD Green Bond
Woolworths Green Bond
Mitsubishi UFJ Green
CBA Climate Bond
Australian Catholic
University Sustainable Bond
IADB EYE Social Bond
IFC Social Bond
Australian Catholic University
Sustainable Bond
NAB Climate Bond
Westpac Climate Bond
IBRD Green Bond
Woolworths Green Bond
Mitsubishi UFJ Green
CBA Climate Bond
NAB Climate Bond
Westpac Climate Bond
CBA Climate Bond
Australian Catholic University
Sustainable Bond
NAB Climate Bond
Westpac Climate Bond
IBRD Green Bond
Woolworths Green Bond
CBA Climate Bond
Australian Catholic University Sustainable Bond
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NAB Climate Bond
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Westpac Climate Bond
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IFC Social Bond
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IBRD Green Bond
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IADB EYE Social Bond
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Woolworths Green Bond
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Aquasure Vic Desalination (matured)
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Mitsubishi UFJ Green
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CBA Climate Bond
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Source: https://sustainabledevelopment.un.org/sdgs. These are 13 of the 17 SDGs. The others are: Life Below Water, Life on Land, Peace and Justice Strong Institutions, Partnerships to achieve the Goal
Portfolio manager
Managing a mix of credit, fixed interest and enhanced cash portfolios, George holds a wealth of experience in portfolio management and credit analysis with a specific focus on Asset Back Securities, Industrials, Real Estate and Resources sectors. George has managed dedicated sustainable fixed interest portfolios for a decade. He has also worked across numerous fixed income, credit and money market portfolios in portfolio management, credit analysis and dealing roles for more than 20 years. In 2019 George was awarded the Alpha Manager status by Money Management’s parent FE fundinfo in recognition of his career-long performance in the asset management industry.
Sales
Performance
As at 28/02/23
| As at 28/02/23 |
1m | 3m | 1yr | 2yr | 3yr (p.a) | 5yr (p.a) | % since inception 29/01/2020 |
|---|---|---|---|---|---|---|---|
| Total return (Before fees and tax) | 0.56 | 1.56 | 2.13 | 1.77 | 2.86 | - | 2.81 |
| Benchmark: RBA Cash Rate | 0.25 | 0.76 | 1.77 | 0.93 | 0.69 | - | 0.69 |
| Total return After fees | 0.52 | 1.43 | 1.62 | 1.26 | 2.35 | - | 2.29 |
| Distribution | 0.00 | 0.10 | 2.06 | 1.70 | 1.45 | - | 1.37 |
| Growth | 0.52 | 1.33 | -0.44 | -0.44 | 0.90 | - | 0.92 |
Source: Pendal. Past performance is not a reliable indicator of future performance. This information is for general information and is not to be regarded as a securities recommendation. Where performance returns are quoted “After fees” then this assumes reinvestment of distributions and is calculated using exit prices which take into account management costs but not tax you may pay as an investor. Where “Growth” returns are shown, these represent the percentage change in the value of units in the fund excluding any distributions paid. “Distribution” returns equal the difference between the “Total return (After fees)”, and the Growth return. Where performance returns are quoted “After fees and tax”, they are calculated using exit prices which take into account management costs and taxes paid within the trust up to a maximum of 15%. Where performance returns are quoted “Before fees and tax”, they exclude the effects of management costs and any taxes. In the case of the Pendal Managed Cash Fund and the Pendal Stable Cash Plus Fund all returns are calculated using the average of the daily distribution yields and assume monthly reinvestment of distributions. You can view our Unit Pricing Discretions Policy here.